Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeGrow savings account for minorsView source
Account can be opened by a minor of any age through a natural or legally appointed guardian; minors above 10 may operate independently.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Parameters and Features
- Accessed
- 30 Aug 2026
- Confidence
- high
Salary requirementNot applicable - Grow is a minor savings account, not a salary account.View source
The leaflet defines eligibility by minor age and guardian operation, not salary credit.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
EligibilityMinor of any age through a natural or legally appointed guardian; minors above 10 may open and operate independently after satisfactory age proof. Guardian must have a PNB savings account.View source
Eligibility text in the Grow leaflet.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
Minimum balanceZeroView source
Minimum Average Balance : Zero.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Minimum Average Balance ()
- Accessed
- 30 Aug 2026
- Confidence
- high
Savings interest rateAs per PNB's current savings-deposit rate table; the Grow leaflet does not state a separate rate.View source
The product leaflet leaves the savings rate to the bank's prevailing schedule.
- Source
- PNB Interest Rates - Deposit
- Page / section
- Savings deposit rates
- Accessed
- 30 Aug 2026
- Confidence
- high
Non-maintenance chargeAnnual maintenance charge applies under extant bank guidelines if a yearly average balance of ₹5,000 is not maintained.View source
is waived if yearly average of ₹5,000 is maintained; otherwise extant charges apply.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Debit Card -
- Accessed
- 30 Aug 2026
- Confidence
- high
Debit cardMaster Grow Platinum debit card; issuance free. AMC waived when yearly average balance of ₹5,000 is maintained.View source
Free issuance of Master Grow Platinum Debit Card.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Debit Card
- Accessed
- 30 Aug 2026
- Confidence
- high
Debit-card limitsATM cash withdrawal ₹10,000 per day; POS/
Debit-card limits table in the Grow leaflet.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Debit Card Limits
- Accessed
- 30 Aug 2026
- Confidence
- high
Cheque book25 cheque leaves free per annumView source
Free 25 cheque leaves per annum.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Cheque Book Issuance charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Electronic transaction chargesSMS alerts: NIL; online RTGS/NEFT: unlimited free; demand drafts: unlimited free.View source
Charges listed in the Grow leaflet.
- Source
- PNB Grow Saving Account leaflet
- Page / section
- Alerts, / and Demand Draft charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Free Master Grow Platinum debit-card issuance
- //contactless limits are published
- Account activation and birthday reward-point offers are listed in the leaflet
Eligibility
- Guardian must have a PNB savings account; minors aged 10+ may operate independently.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Age proof and for minor and guardian
- Guardian's PNB savings-account details
Related official documents
PNB Savings Account catalogueofficial-product-page · current · accessed 30 Aug 2026
↗PNB Grow Saving Account leafletofficial-pdf · current · accessed 30 Aug 2026
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