Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeWomen Power savings account - Pearl variantView source
Women Power Savings Account, Variant - Pearl.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Variant - PEARL
- Accessed
- 30 Aug 2026
- Confidence
- high
Salary requirementNot applicable - Pearl is a women-focused savings account; the leaflet sets an MAB condition rather than salary credit.View source
The leaflet defines eligibility by gender/age and , not salary credit.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
EligibilityFemales above the age of 18 yearsView source
Females above the age of 18 years.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
Minimum average balance₹10,000View source
Minimum Monthly Average Balance ₹10,000 for availing benefits.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Minimum Monthly Average Balance
- Accessed
- 30 Aug 2026
- Confidence
- high
Savings interest rateAs per PNB's current savings-deposit rate table; no separate Women Power rate is stated in the leaflet.View source
The leaflet does not state a separate savings rate.
- Source
- PNB Interest Rates - Deposit
- Page / section
- Savings deposit rates
- Accessed
- 30 Aug 2026
- Confidence
- high
Non-maintenance chargeNil; non-maintenance of MAB withdraws scheme freebies and concessions.View source
No charges will be levied for non-maintenance of , but freebies/concessions will be withdrawn.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Charges for non-maintenance of
- Accessed
- 30 Aug 2026
- Confidence
- high
Debit cardRuPay Women Pearl Platinum International Debit Card; issuance charges NIL.View source
Debit card issuance charges - NIL.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Debit Card
- Accessed
- 30 Aug 2026
- Confidence
- high
Debit-card limitsATM ₹50,000 per day; POS/ e-commerce ₹1,50,000 combined per day; contactless ₹5,000 per day.View source
Debit card limits in the Pearl leaflet.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Debit Card Limits
- Accessed
- 30 Aug 2026
- Confidence
- high
Linked insurance coversPersonal accidental death ₹10 lakh; air accidental ₹20 lakh; permanent total disability ₹10 lakh; permanent partial disability up to ₹5 lakh; cancer indemnity ₹2 lakh.View source
Cover limits published in the Pearl leaflet; linked cover available up to age 69.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- For Availing Benefits
- Accessed
- 30 Aug 2026
- Confidence
- high
Cheque book100 cheque leaves free per yearView source
Number of cheque leaves free: 100 per year.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Cheque Book Issuance Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Family bankingZero-balance account may be opened by spouse and up to two children up to age 25 of the primary woman account holder.View source
Family Banking Benefits paragraph.
- Source
- PNB Women Power Pearl Savings Account leaflet
- Page / section
- Family Banking Benefits
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- ₹10 lakh personal accidental-death cover
- ₹20 lakh air-accident cover
- RuPay Women Pearl Platinum International card
- Zero-balance family accounts for spouse and up to two children
Eligibility
- Females above 18 years; linked covers and concessions require the scheme balance/
terms.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- and age proof
- Account-opening form