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Savings, current & salary accounts

PNB Women Power Emerald Savings Account

PNB Women Power Emerald savings account with ₹25,000 , ₹15 lakh personal-accident cover, ₹30 lakh air-accident cover, wellness benefits and airport lounge access.

Savings interest rateAs per PNB's current savings-deposit rate table; no separate Emerald rate is stated in the leaflet.Minimum average balance₹25,000Salary requirementNot applicable - Emerald is a women-focused savings account; the leaflet sets an MAB condition rather than salary credit.
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Quick eligibility check

PNB Women Power Emerald Savings Account

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Females above the age of 18 years?

Published source: Eligibility

2Do you meet this requirement: Females above 18 years?

3Do you meet this requirement: linked covers and concessions require the scheme balance/terms?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeWomen Power savings account - Emerald variantView source
Women Power Savings Account, Variant - Emerald.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Variant - EMERALD
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable - Emerald is a women-focused savings account; the leaflet sets an MAB condition rather than salary credit.View source
The leaflet defines eligibility by gender/age and , not salary credit.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityFemales above the age of 18 yearsView source
Females above the age of 18 years.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum average balance₹25,000View source
Minimum Monthly Average Balance ₹25,000 for availing benefits.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Minimum Monthly Average Balance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Savings interest rateAs per PNB's current savings-deposit rate table; no separate Emerald rate is stated in the leaflet.View source
The leaflet does not state a separate savings rate.
Source
PNB Interest Rates - Deposit
Page / section
Savings deposit rates
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance chargeNil; non-maintenance of MAB withdraws scheme freebies and concessions.View source
No charges will be levied for non-maintenance of , but freebies/concessions will be withdrawn.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Charges for non-maintenance of
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit cardRuPay Women Emerald Platinum International Debit Card; issuance charges NIL.View source
Debit card issuance charges - NIL.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Debit Card
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit-card limitsATM ₹50,000 per day; POS/e-commerce ₹1,50,000 combined per day; contactless ₹5,000 per day.View source
Debit card limits in the Emerald leaflet.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Debit Card Limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Linked insurance coversPersonal accidental death ₹15 lakh; air accidental ₹30 lakh; permanent total disability ₹15 lakh; permanent partial disability up to ₹7.50 lakh; cancer indemnity ₹5 lakh.View source
Cover limits published in the Emerald leaflet; linked cover available up to age 69.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
For Availing Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Airport lounge accessDomestic airport lounge: 1 time per calendar year per cardView source
Domestic Airport Lounge - 1 time per calendar year per card.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Debit Card & Other Offers
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cheque book100 cheque leaves free per yearView source
Number of cheque leaves free: 100 per year.
Source
PNB Women Power Emerald Savings Account leaflet
Page / section
Cheque Book Issuance Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹15 lakh personal accidental-death cover
  • ₹30 lakh air-accident cover
  • One domestic lounge visit per card per calendar year
  • Wellness, , shopping and Swiggy offers

Eligibility

  • Females above 18 years; linked covers and concessions require the scheme balance/terms.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • and age proof
  • Account-opening form

Related official documents

PNB Savings Account catalogueofficial-product-page · current · accessed 30 Aug 2026
↗
PNB Women Power Emerald Savings Account leafletofficial-pdf · current · accessed 30 Aug 2026
↗

Plan before applying

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Monthly average balance · Published term₹25,000twenty-five thousand rupees

This value is copied from Emerald cover and account limits. Check the table notes before relying on it.

Source: PNB Women Power Emerald Savings Account leaflet · Parameters and Features Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsEmerald cover and account limitsPublished Emerald variant cover, limits and allowances.View tableHide table

Scroll sideways to view every column

Emerald cover and account limits
ItemPublished term
Monthly average balance₹25,000
Personal accidental death₹15 lakh
Air accidental insurance₹30 lakh
Cancer indemnity₹5 lakh
Domestic airport lounge1 visit per card per calendar year
withdrawal₹50,000 per day
/e-commerce combined₹1,50,000 per day
Contactless₹5,000 per day
PNB Women Power Emerald Savings Account leaflet · Parameters and Features · accessed 30 Aug 2026Open official source ↗

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