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Savings, current & salary accounts

PNB Rise Saving Account

A zero-balance youth account for ages 18–28 with a free Master Rise Platinum debit card, high daily limits and lifestyle offers.

Savings interest rateAs per PNB's current savings-deposit rate table; no separate Rise rate is stated in the leaflet.Minimum balanceZeroSalary requirementNot applicable - Rise is an age-based youth savings account; the leaflet does not require salary credit.
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Quick eligibility check

PNB Rise Saving Account

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Individual should be aged 18 years to 28 years?

Published source: Eligibility

2Does your age meet this requirement: Individual should be aged 18 to 28 years?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeRise savings account for young adultsView source
Rise is the youth savings account variant.
Source
PNB Rise Saving Account leaflet
Page / section
Parameters and Features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable - Rise is an age-based youth savings account; the leaflet does not require salary credit.View source
The published eligibility is age 18-28, not a salary threshold.
Source
PNB Rise Saving Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividual should be aged 18 years to 28 yearsView source
Individual should be of age 18 years to 28 years.
Source
PNB Rise Saving Account leaflet
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum balanceZeroView source
Minimum Average Balance : Zero.
Source
PNB Rise Saving Account leaflet
Page / section
Minimum Average Balance ()
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Savings interest rateAs per PNB's current savings-deposit rate table; no separate Rise rate is stated in the leaflet.View source
The leaflet does not state a separate savings rate.
Source
PNB Interest Rates - Deposit
Page / section
Savings deposit rates
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance chargeExtant bank annual-maintenance charge applies if the ₹50,000 e-commerce/POS annual transaction condition or ₹10,000 yearly-average-balance condition is not met.View source
is waived if ₹50,000 e-commerce/ transaction is done in the last calendar year or ₹10,000 yearly average is maintained.
Source
PNB Rise Saving Account leaflet
Page / section
Debit Card -
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit cardMaster Rise Platinum debit card; issuance free.View source
Free issuance of Master Rise Platinum Debit Card.
Source
PNB Rise Saving Account leaflet
Page / section
Debit Card
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Debit-card limitsATM cash withdrawal ₹1,00,000 per day; POS/e-commerce ₹3,00,000 combined per day; contactless ₹5,000 per day.View source
Debit-card limits table in the Rise leaflet.
Source
PNB Rise Saving Account leaflet
Page / section
Debit Card Limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cheque bookUnlimited cheque-book issuanceView source
Cheque book issuance: Unlimited.
Source
PNB Rise Saving Account leaflet
Page / section
Cheque book issuance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Demand draft and locker chargesDemand drafts unlimited free; locker charges as per extant bank guidelines, subject to availability.View source
Rise leaflet's second page.
Source
PNB Rise Saving Account leaflet
Page / section
Locker Rent and Demand Draft Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Education-loan charge concessionNIL processing/upfront and documentation charges under PNB Saraswati and PNB Pratibha education-loan schemes.View source
Education loan charges concession: NIL under the named schemes.
Source
PNB Rise Saving Account leaflet
Page / section
Education Loan Charges Concession
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Zero minimum balance
  • Free Master Rise Platinum debit card
  • ₹3,00,000 combined daily /e-commerce limit
  • Lifestyle and subscription offers listed in the leaflet

Eligibility

  • Individual should be aged 18 to 28 years.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • and age proof

Related official documents

PNB Savings Account catalogueofficial-product-page · current · accessed 30 Aug 2026
↗
PNB Rise Saving Account leafletofficial-pdf · current · accessed 30 Aug 2026
↗

Plan before applying

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Minimum average balance · Published termZero

This value is copied from Rise account limits and charges. Check the table notes before relying on it.

Source: PNB Rise Saving Account leaflet · Parameters and Features Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsRise account limits and chargesNumeric limits and free allowances published in the Rise leaflet.View tableHide table

Scroll sideways to view every column

Rise account limits and charges
ItemPublished term
Minimum average balanceZero
cash withdrawal₹1,00,000 per day
/e-commerce (combined)₹3,00,000 per day
Contactless₹5,000 per day
Cheque bookUnlimited
Demand draftUnlimited free
Education-loan processing/upfront/documentation chargesNIL under PNB Saraswati and PNB Pratibha
PNB Rise Saving Account leaflet · Parameters and Features · accessed 30 Aug 2026Open official source ↗

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