Insurance

SUD Life Protect Shield Plus

Non-linked, non-participating pure-risk term plan distributed through Union Bank's Star Union Dai-ichi Life channel.

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Quick eligibility check

SUD Life Protect Shield Plus

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: The reviewed Enhance catalogue does not publish one universal age band?

Published source: Entry age

2Does your age meet this requirement: age, deductible, sum insured and underwriting determine acceptance?

Published source: Entry age

3Does your age meet this requirement: the bank page does not publish a common age band?

4Document checkDo you have this required document or proof: Proposal and KYC?

5Document checkDo you have this required document or proof: Age, identity and address proof?

6Document checkDo you have this required document or proof: Income and medical documents where requested?

7Document checkDo you have this required document or proof: Nominee and payment details?

0 of 7 answeredAnswer the remaining questions to see your checklist result.
Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India, subject to insurer underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeUIN 142N088V03: non-linked, non-participating pure-risk premium individual life insurance planView source
The page publishes the and plan classification.
Source
Protection Plans — Union Bank of India
Page / section
SUD Life Protect Shield Plus
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Sum assured₹1 crore minimum to ₹2 crore maximum, in multiples of ₹25 lakhView source
The page publishes minimum, maximum and multiple requirements.
Source
Protection Plans — Union Bank of India
Page / section
SUD Life Protect Shield Plus — sum assured
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Policy termNo universal policy-term range is published for Enhance on the reviewed catalogue page; the selected deductible/top-up plan schedule controls durationView source
The current listing publishes cover and underwriting features but no common term range.
Source
Health Insurance — Union Bank of India
Page / section
Enhance complete term review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key coverageLump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing lawView source
The page lists the death benefit and tax-benefit disclosures.
Source
Protection Plans — Union Bank of India
Page / section
SUD Life Protect Shield Plus benefits
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
PremiumNot published as a universal amount; premium depends on age, term, sum assured, payment mode and underwritingView source
The current product page publishes cover and term ranges but no single premium schedule.
Source
Protection Plans — Union Bank of India
Page / section
Complete Protect Shield Plus review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company LimitedView source
The official breadcrumb and product page place Protect Shield Plus under Star Union Dai-ichi Life Insurance.
Source
Protection Plans — Union Bank of India
Page / section
Wealth Management > Star Union Dai-ichi Life Insurance > Protection Plans
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Entry ageThe reviewed Enhance catalogue does not publish one universal age band; age, deductible, sum insured and underwriting determine acceptanceView source
The page publishes a no-medical-check-up route up to age 50 for combined cover below ₹40 lakh, but not a universal entry-age band.
Source
Health Insurance — Union Bank of India
Page / section
Enhance complete eligibility review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key exclusionsThe reviewed product page does not publish a plan-level exclusion list; the policy wording, proposal and insurer underwriting control exclusionsView source
The page describes death benefit and tax disclosures but does not provide a full exclusion schedule.
Source
Protection Plans — Union Bank of India
Page / section
Complete exclusions review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Waiting periodNo plan-level waiting-period schedule is published on the reviewed Protect Shield Plus page; policy wording and insurer underwriting control waiting or exclusion conditionsView source
The page publishes benefits, sum assured and policy terms but no waiting-period rule.
Source
Protection Plans — Union Bank of India
Page / section
Protect Shield Plus complete waiting-period review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsLump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing lawView source
The manually reviewed product record states: “Lump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing law”.
Source
SUD Life Protect Shield Plus — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Lump-sum death benefit
  • Life protection at a nominal cost
  • Tax benefits under Sections 80C and 10(10D), subject to law

Eligibility

  • Insurer underwriting, proposal details and medical evidence determine eligibility; the bank page does not publish a common age band.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal and
  • Age, identity and address proof
  • Income and medical documents where requested
  • Nominee and payment details

Related official documents

Protection Plans — Union Bank of Indiaofficial-product-page · current · accessed 4 Sept 2026

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

This value is copied from Union Bank life plans — published terms. Check the table notes before relying on it.

Source: Protection Plans — Union Bank of India · Protection Plans and Term Plans Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 5 columnsUnion Bank life plans — published termsTerms transcribed from the current Union Bank protection and term-plan pages.View tableHide table

Scroll sideways to view every column

Union Bank life plans — published terms
PlanPolicy typeSum assuredPremium/termPublished benefits
SUD Life Protect Shield PlusPure-risk individual life₹1 crore–₹2 crore, ₹25 lakh multiplesTerm 5–40 years depending on payment mode; premium is quote basedLump-sum death benefit; tax disclosures
SUD Life One-year renewable group termFixed ₹2 lakh/member₹436 annual; 1 June31 MaySavings-account holder cover; pro-rata option; electronic enrolment discount
  • Eligibility, underwriting, exclusions and claim rules remain subject to insurer/scheme wording.
Protection Plans — Union Bank of India · Protection Plans and Term Plans · accessed 4 Sept 2026Open official source ↗

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