Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeUIN 142N088V03: non-linked, non-participating pure-risk premium individual life insurance planView source
The page publishes the and plan classification.
- Source
- Protection Plans — Union Bank of India
- Page / section
- SUD Life Protect Shield Plus
- Accessed
- 4 Sept 2026
- Confidence
- high
Sum assured₹1 crore minimum to ₹2 crore maximum, in multiples of ₹25 lakhView source
The page publishes minimum, maximum and multiple requirements.
- Source
- Protection Plans — Union Bank of India
- Page / section
- SUD Life Protect Shield Plus — sum assured
- Accessed
- 4 Sept 2026
- Confidence
- high
Policy termNo universal policy-term range is published for Enhance on the reviewed catalogue page; the selected deductible/top-up plan schedule controls durationView source
The current listing publishes cover and underwriting features but no common term range.
- Source
- Health Insurance — Union Bank of India
- Page / section
- Enhance complete term review
- Accessed
- 4 Sept 2026
- Confidence
- high
Key coverageLump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing lawView source
The page lists the death benefit and tax-benefit disclosures.
- Source
- Protection Plans — Union Bank of India
- Page / section
- SUD Life Protect Shield Plus benefits
- Accessed
- 4 Sept 2026
- Confidence
- high
PremiumNot published as a universal amount; premium depends on age, term, sum assured, payment mode and underwritingView source
The current product page publishes cover and term ranges but no single premium schedule.
- Source
- Protection Plans — Union Bank of India
- Page / section
- Complete Protect Shield Plus review
- Accessed
- 4 Sept 2026
- Confidence
- high
InsurerStar Union Dai-ichi Life Insurance Company LimitedView source
The official breadcrumb and product page place Protect Shield Plus under Star Union Dai-ichi Life Insurance.
- Source
- Protection Plans — Union Bank of India
- Page / section
- Wealth Management > Star Union Dai-ichi Life Insurance > Protection Plans
- Accessed
- 4 Sept 2026
- Confidence
- high
Entry ageThe reviewed Enhance catalogue does not publish one universal age band; age, deductible, sum insured and underwriting determine acceptanceView source
The page publishes a no-medical-check-up route up to age 50 for combined cover below ₹40 lakh, but not a universal entry-age band.
- Source
- Health Insurance — Union Bank of India
- Page / section
- Enhance complete eligibility review
- Accessed
- 4 Sept 2026
- Confidence
- high
Key exclusionsThe reviewed product page does not publish a plan-level exclusion list; the policy wording, proposal and insurer underwriting control exclusionsView source
The page describes death benefit and tax disclosures but does not provide a full exclusion schedule.
- Source
- Protection Plans — Union Bank of India
- Page / section
- Complete exclusions review
- Accessed
- 4 Sept 2026
- Confidence
- high
Waiting periodNo plan-level waiting-period schedule is published on the reviewed Protect Shield Plus page; policy wording and insurer underwriting control waiting or exclusion conditionsView source
The page publishes benefits, sum assured and policy terms but no waiting-period rule.
- Source
- Protection Plans — Union Bank of India
- Page / section
- Protect Shield Plus complete waiting-period review
- Accessed
- 4 Sept 2026
- Confidence
- high
Geographic limitsLump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing lawView source
The manually reviewed product record states: “Lump-sum death benefit and life protection at nominal cost; policy may provide tax benefits under Sections 80C and 10(10D), subject to prevailing law”.
- Source
- SUD Life Protect Shield Plus — official product page
- Page / section
- Published product metadata
- Accessed
- 4 Sept 2026
- Confidence
- high
Benefits and features
- Lump-sum death benefit
- Life protection at a nominal cost
- Tax benefits under Sections 80C and 10(10D), subject to law
Eligibility
- Insurer underwriting, proposal details and medical evidence determine eligibility; the bank page does not publish a common age band.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Proposal and
- Age, identity and address proof
- Income and medical documents where requested
- Nominee and payment details