Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSpecial Indian Bank savings-account variant; see the product name and eligibility for its professional, women, family, teacher or salary segment.View source
The official catalogue lists these named savings variants under Savings Bank A/c.
- Source
- Savings Account catalogue
- Page / section
- Savings variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual variant pages do not print a separate numeric savings rate; the current Indian Bank savings-deposit schedule applies.View source
Variant pages publish eligibility and benefits while the bank’s deposit-rate schedule controls savings interest.
- Source
- Indian Bank Deposit Rates
- Page / section
- Savings deposit schedule
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeWhere a variant has a published MAB/QAB/FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule; nil-balance variants do not publish a separate numeric penalty on their product page.View source
The variant pages refer to the prevailing service-charge schedule for shortfall charges.
- Source
- Savings variant charge review
- Page / section
- Complete variant catalogue
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardCard depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with AMC-free RuPay Platinum, and other salary variants follow account/card eligibility rules.View source
The official variant pages name the RuPay card tier or defer card eligibility to account rules.
- Source
- Savings variant debit-card review
- Page / section
- Debit-card rows across variant pages
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceMAB: IND Pro Silver ₹25,000; Gold ₹1,00,000; Platinum ₹5,00,000.View source
The official table prints the three variant values.
- Source
- IND PRO
- Page / section
- Average Monthly Balance
- Accessed
- 31 Aug 2026
- Confidence
- high
Eligibility requirementValid professional membership, degree or licence; no salary threshold is published.View source
The page lists doctors, engineers, architects, accountants, company secretaries, lawyers and other credentialed professionals.
- Source
- IND PRO eligibility
- Page / section
- Target customers
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque bookThe reviewed IND PRO page does not publish a separate cheque-leaf quota.View source
No separate cheque-book quota appears in the published IND PRO rows.
- Source
- IND PRO cheque review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM limitsThe reviewed IND PRO page does not publish a numeric ATM limit; card schedule applies.View source
The page publishes and tiers but no figure.
- Source
- IND PRO review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Silver ₹25,000, Gold ₹1,00,000 and Platinum ₹5,00,000 average monthly balance
- Free cover: Silver air ₹40 lakh/
personal ₹20 lakh; Gold air ₹100 lakh/ personal ₹50 lakh; Platinum air ₹200 lakh/ personal ₹100 lakh, subject to balance and annual continuation - Professional may operate singly or jointly, but professional must be primary holder
Eligibility
- Resident professionals with valid membership, degree or licence; and insurer terms apply.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Savings , professional membership/degree/licence and nomination details
Related official documents
IND PRO — Exclusive SB Product for Professionalsofficial-product-page · current · accessed 31 Aug 2026
↗Savings Account catalogue — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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