Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSpecial Indian Bank savings-account variant; see the product name and eligibility for its professional, women, family, teacher or salary segment.View source
The official catalogue lists these named savings variants under Savings Bank A/c.
- Source
- Savings Account catalogue
- Page / section
- Savings variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual variant pages do not print a separate numeric savings rate; the current Indian Bank savings-deposit schedule applies.View source
Variant pages publish eligibility and benefits while the bank’s deposit-rate schedule controls savings interest.
- Source
- Indian Bank Deposit Rates
- Page / section
- Savings deposit schedule
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeWhere a variant has a published MAB/QAB/FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule; nil-balance variants do not publish a separate numeric penalty on their product page.View source
The variant pages refer to the prevailing service-charge schedule for shortfall charges.
- Source
- Savings variant charge review
- Page / section
- Complete variant catalogue
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardCard depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with AMC-free RuPay Platinum, and other salary variants follow account/card eligibility rules.View source
The official variant pages name the RuPay card tier or defer card eligibility to account rules.
- Source
- Savings variant debit-card review
- Page / section
- Debit-card rows across variant pages
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceMAB for additional benefits: Silver ₹25,000; Gold ₹1,00,000.View source
The page publishes Silver and Gold thresholds.
- Source
- IND SHAKTI
- Page / section
- Variant
- Accessed
- 31 Aug 2026
- Confidence
- high
Eligibility requirementWomen aged 18 or above; no salary threshold is published.View source
The page says women customers aged 18+ are eligible.
- Source
- IND SHAKTI eligibility
- Page / section
- Target customers; age group
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque bookThe reviewed IND SHAKTI page does not publish a separate cheque-leaf quota; normal savings rules apply.View source
The page focuses on , card offers and cancer cover and does not state a cheque quota.
- Source
- IND SHAKTI cheque review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM limitsNo separate numeric ATM limit is published; the selected RuPay Platinum or Select card schedule applies.View source
The page names card tiers but does not print a separate limit.
- Source
- IND SHAKTI review
- Page / section
- Debit-card benefits
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Silver and Gold tiers of ₹25,000 and ₹1,00,000
- Silver receives RuPay Platinum benefits; Gold receives RuPay Select rewards, lounge, shopping, wellness, , travel and merchant offers
- Cancer insurance ₹5 lakh Silver or ₹10 lakh Gold, with income protection up to ₹25,000 for three months
Eligibility
- Only resident women aged 18+ are eligible; tier is required for additional benefits.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Savings , age/residency proof and nomination details
Related official documents
IND SHAKTI — Smart Women Smart Bankingofficial-product-page · current · accessed 31 Aug 2026
↗Savings Account catalogue — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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