IndiaBanks.org · independent research

Compare products

Agriculture and allied-activity loans

Compare farm, agri-infrastructure, allied-activity and farmer-focused credit by rate, limit, security and repayment terms.

120 products

Filter Interest rate
Filter Benchmark
Matches any selected option
Filter Maximum finance
Filter Maximum tenure
Filter Minimum income
Filter Processing fee
Matches any selected option
Filter Prepayment / closure
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP)Bank of Baroda
  • Demand/term loan: higher of 1.00% over the rate or + + 1.50%
  • overdraft: higher of 1.25% over the rate or + + 1.75%
  • staff: 0.50% over the rate. The current rate sheet shows no effective percentage for these rows.
+ + 1
  • No ceiling
  • minimum ₹3,000 for term/demand loan and ₹20,000 for overdraft.
overdraft is granted for 12 months and may be extended after satisfactory conduct and review. The /e- page does not publish a fixed tenure.
Value awaiting review
₹500 + .
For a fixed-rate advance against securities, 1% plus is charged on the amount outstanding at prepayment.
Baroda Auto Loan for Pre-owned CarBank of Baroda
  • 1-year + + 2.90% to 1-year + + 5.65%
  • effective rate 11.90% to 14.65%.
  • + applicable spread
  • the retail-loan table identifies -linked pricing for these vehicle-loan rows.
The lowest of 75% of latest market value, 75% of agreement/invoice value, or 100% of insured declared value ().
  • Maximum 60 months
  • repayment period plus vehicle age from the original invoice date must not exceed 96 months.
Salaried employees and pensioners: ₹2.50 lakh and above. Businessmen, professionals, directors and agriculture/allied applicants: ₹3.00 lakh and above.
  • 0.50% of loan amount plus
  • minimum ₹2,500 plus and maximum ₹10,000 plus .
  • Floating rate: nil. Fixed rate: nil part-payment up to cumulative ₹40,000 within the first 2 years and nil after 2 years
  • 2% plus applies to the entire prepaid amount when the ₹40,000 threshold is exceeded in the first 2 years or when the account is closed within the first 2 years.
Baroda Car LoanBank of Baroda
  • Floating effective rate 7.60%–11.30% p.a. for a new car
  • fixed effective rate 8.50%–11.20% p.a., subject to the applicant's credit profile and scheme conditions.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
  • ₹2 crore individuals
  • ₹5 crore non-individuals
Up to 84 months.
Value awaiting review
  • ₹1,500 + up to ₹10 lakh
  • ₹2,000 + above ₹10 lakh
  • Floating-rate individual borrowers: nil. Fixed-rate loans: nil part payment up to ₹40,000 within the first two years and nil after two years
  • otherwise 2% + during the first two years.
Baroda Digital Personal LoanBank of Baroda
1-year + +3.80% to 1-year + +9.15%, based on and internal score. The page displays effective rate as 0.00%.
  • Floating pricing uses + Strategic Premium + 3.50%–8.85%
  • fixed pricing uses 1-year + Strategic Premium + 3.80%–9.15%. The applicable spread is based on the applicant's score and internal score. Bank of Baroda publishes 7.90% effective 6 December 2025 and 1-year 8.75% effective 12 August 2026 on its retail-rate page.
Existing-to-bank customers: ₹10 lakh. New-to-bank customers: ₹5 lakh. New-to-credit customers: ₹5 lakh.
Repayment period 12–60 months.
Value awaiting review
  • 2% of loan amount plus applicable
  • minimum ₹1,000 plus and maximum ₹10,000 plus . Stamp duty is as per the applicable state stamp act.
  • 2% p.a. on overdue instalments, interest and service charges for the actual days of default
  • also 2% p.a. on outstanding credit facilities for non-submission of sanctioned documents, security-perfection breaches or other material sanction non-compliance.
Baroda Home Improvement Loan for NRI/PIOsBank of Baroda
/ Home Improvement Loan and / Home Loan Max Savings: floating rate linked to the bank's one-year , ranging from one-year to one-year +1.00%, reset annually and set with reference to applicant/co-applicant . The current one-year is 8.75% effective 12 August 2026, giving a published reference range of 8.75%–9.75% p.a.
  • and reset annually
  • -linked range is from one-year to one-year +1%
  • Mumbai ₹10 crore
  • other metros ₹5 crore
  • urban ₹3 crore
  • semi-urban/rural ₹1 crore, subject to income, repayment capacity and /margin.
  • Maximum 30 years including maximum 36-month moratorium
  • under-construction properties receive 18 months up to the seventh floor plus 6 months per floor thereafter, capped at 36 months.
are not eligible. Applicants considered for income must have at least two years of overseas work/business and minimum gross annual income equivalent to ₹5 lakh. Maximum tenure is 30 years, with up to 36 months moratorium.
  • Processing, documentation, verification/vetting, pre-sanction CPV, one-time post-inspection, legal, valuation, bureau, CERSAI and -verification charges are included
  • current charges are linked from the official service-charge page.
Nil pre-closure charges.
Baroda Mortgage LoanBank of Baroda
  • For tenor up to 120 months and facility up to ₹7.5 crore: + +0.75% to + +3.35%
  • effective 8.90% to 11.50%.
+ +0
Metro ₹25 crore, urban ₹10 crore, semi-urban ₹5 crore and rural ₹25 lakh.
  • Term loan up to 180 months
  • overdraft is for 12 months subject to annual review.
  • Resident individual applicants whose income is considered for eligibility should have been employed or engaged in business or profession for at least three years
  • a service break of up to three months may be allowed.
  • Term loan: 1%, minimum ₹8,500 upfront per property and maximum ₹1,50,000. Overdraft up to ₹3 crore: 0.35%, minimum ₹8,500 and maximum ₹75,000
  • above ₹3 crore: 0.25%, minimum ₹8,500 and no maximum. Charges exclude .
  • 2% within 12 months after initial sanction
  • nil after 12 months. For term loans, charges use the higher of scheduled amortisation balance or outstanding balance.
Baroda Two Wheeler LoanBank of Baroda
  • 13.65% fixed or 13.60% floating p.a.
  • the page states an additional 0.05% where the individual customer does not opt for group credit-life insurance.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
Up to ₹10 lakh.
Up to 60 months.
  • Salaried persons, businessmen, professionals, farmers, and staff/ex-staff under the public scheme
  • borrower minimum age 21 and age at the end of repayment not above 70.
2% of the loan amount, minimum ₹250 + .
  • Floating-rate: nil. Fixed-rate: nil part payment up to ₹10,000 within the first two years and nil after two years
  • the page otherwise describes fixed-rate pre-closure conditions.
bob Green WheelBank of Baroda
  • Fixed 8.50%–11.05% p.a.
  • floating 7.60%–11.15% p.a. for a new electric vehicle.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
  • Up to ₹5 crore for private-use vehicles (individual maximum ₹3 crore)
  • up to 90% of on-road price.
  • Up to 84 months
  • salaried individuals with CIBIL 726 or above may receive up to 96 months. Fixed-rate minimum is 37 months.
  • Salaried employees, businessmen, professionals, farmers, eligible companies/firms and /
  • minimum borrower age 21 and maximum age at end of repayment 70
  • minimum CIBIL 701 or −1 is eligible.
  • ₹750 + up to ₹10 lakh
  • ₹1,000 + above ₹10 lakh.
  • Nil part-payment charges up to a cumulative ₹10,000 within two years of first disbursement
  • nil prepayment charges after two years. If the amount exceeds ₹10,000 within the first two years, or the account is closed within two years, 2% + applies to the entire pre/part-paid amount.
Commission Agents Loan ArthiasBank of Baroda
One-year + Strategic Premium + 2.00%.
+ Strategic Premium + 2
  • Minimum ₹25,000
  • maximum ₹1 crore for rural, semi-urban and urban branches and ₹2 crore for metro branches.
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Baroda Home LoanBank of Baroda
  • −0.70% to +1.05% for salaried and non-salaried non-staff applicants
  • rate depends on loan limit and score. The page displays effective rate as 0.00%.
Interest is linked to the Bank of Baroda Repo Linked Lending Rate (), reset monthly, and charged on a daily reducing balance.
  • Mumbai ₹20 crore
  • Hyderabad, New Delhi/NCR and Bengaluru ₹7.50 crore
  • other metros ₹5 crore
  • urban ₹3 crore
  • semi-urban/rural ₹1 crore
  • Chandigarh, Panchkula and Mohali ₹5 crore.
Up to 30 years, subject to the borrower’s retirement age or completion of 65 years, whichever is earlier.
  • Income-counted applicants must be employed for at least 1 year if salaried or engaged in business/profession for at least 2 years
  • a service break up to 3 months may be allowed.
  • For all channels: up to ₹50 lakh, 50% with minimum ₹8,500 and maximum ₹15,000
  • above ₹50 lakh, 25% with minimum ₹8,500 and maximum ₹25,000
  • takeover flat ₹8,500. Charges exclude .
Nil pre-closure charges.
Loans Against FCNR (B) Deposits in RupeesBank of Baroda
  • Self advance: + 100 bps. Third-party advance up to ₹2 lakh: + 100 bps
  • above ₹2 lakh, + 300 bps for personal purpose or + 400 bps for business purpose.
+ 100 bps
For the depositor’s own advance: up to 90% of the deposit’s present value with 10% margin. For a third-party advance: up to 80% of present value or ₹100 lakh, whichever is lower, with 20% margin.
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Mortgage Loan for NRIBank of Baroda
  • For Baroda Mortgage Loan individuals, the current floating rate is 8.90%–11.50% p.a. ( + strategic premium + 0.75% to 3.35%), subject to risk rating. The retail rate page notes additional pricing for tenor above 120 months, limits above ₹7.50 crore and overdraft facilities
  • the product page itself permits term loan or demand loan only.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
Loan available up to ₹25 crore.
  • Term loan: 120 months
  • overdraft: 12 months, subject to annual review.
Minimum gross annual income, averaged over the last 3 years, is ₹5 lakh, including co-applicant income counted for the limit.
From the second post-sanction inspection onward, ₹100 plus per inspection is charged to the borrower.
  • For an individual Mortgage Loan, the fixed-rate home/mortgage schedule publishes nil own-source prepayment and 0.50% of outstanding at takeover by another lender. The product page does not publish a separate conflicting rule
  • floating-rate accounts remain subject to the applicable sanction terms.
Mudra LoanBank of Baroda
  • Rate of interest is as applicable to the Bank of Baroda sector pricing mechanism and is revised from time to time
  • the page does not publish one fixed rate for every Mudra borrower.
Value awaiting review
  • Up to ₹20 lakh: Shishu up to ₹50,000
  • Kishore ₹50,001–₹5 lakh
  • Tarun ₹5,00,001–₹10 lakh
  • Tarun Plus ₹10,00,001–₹20 lakh for borrowers who repaid a Tarun loan.
  • Term/demand facility up to 84 months with suitable moratorium and annual review
  • working-capital facility 12 months subject to annual review.
Value awaiting review
Nil for all categories.
Nil pre-closure charges.
Bank of India Gold LoanBank of India
  • Activity-based pricing is published as: Agriculture at 1 Year + BSS 0.15%
  • Agriculture–Food & Agro at RBLR + 0.25%
  • at RBLR + 0.65%
  • Retail at RBLR + 1.05%. The page does not show a single present rupee-rate percentage for all activity types.
Activity-specific benchmarks are 1 Year for agriculture and RBLR for Agriculture–Food & Agro, and retail, with published BSS/ spreads.
Loan-to-value is up to 85% of gold value. Minimum loan amount is ₹20,000 and maximum loan amount is ₹30 lakh.
Value awaiting review
Value awaiting review
  • Including proposal processing, documentation and inspection: up to ₹50,000 nil
  • above ₹50,000 to ₹1 lakh ₹250
  • above ₹1 lakh to ₹5 lakh ₹500
  • above ₹5 lakh to ₹10 lakh ₹1,000
  • above ₹10 lakh ₹1,500. Applicable is extra.
Value awaiting review
Star Vehicle Loan — IndividualsBank of India
  • Starts from 7.60% p.a.
  • linked to score and calculated on a daily reducing balance.
Value awaiting review
Value awaiting review
Two-wheelers: up to 60 months. Four-wheelers and water vehicles: up to 84 months.
Value awaiting review
New four-wheelers: 0.25%, minimum ₹2,500 and maximum ₹10,000. Two-wheelers and old vehicles: 1.00%, minimum ₹1,000 and maximum ₹5,000. E-vehicles receive a 50% processing-fee concession.
Value awaiting review
Bank of Maharashtra Agri-Clinic and Agri-Business Centre LoanBank of Maharashtra
  • Up to ₹25 lakh: current 11.60% p.a. for activities outside MSMED norms
  • current 11.05% p.a. for qualifying MSMED activities without collateral concession. Above ₹25 lakh: risk-based pricing.
Non-MSMED: one-year 9.00% + BSS 0.50% + 2.10%. MSMED: 8.05% + 2.50% + BSS 0.50%.
Individual: ₹20 lakh. Group of five eligible members: ₹1 crore.
Five to ten years depending on project cash flow.
No salary floor applies. Applicants must be 18–60, meet a published agriculture/allied education route and complete MANAGE-approved training.
  • Agriculture/ term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Agriculture Gold LoanBank of Maharashtra
8.35% p.a. at the current one-month of 8.30% plus 0.05%.
One-month 8.30% + 0.05%.
₹1 crore per borrower, subject to actual agriculture credit requirement and the pledged gold assessment.
Within 24 months, depending on purpose.
  • No income floor
  • applicant must be engaged in agriculture or an allied activity and satisfy .
  • Nil up to ₹3 lakh
  • ₹500 above ₹3 lakh to ₹5 lakh
  • ₹1,000 above ₹5 lakh to ₹10 lakh
  • ₹1,500 above ₹10 lakh to ₹20 lakh
  • ₹2,000 above ₹20 lakh.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Agriculture Infrastructure Fund LoanBank of Maharashtra
Up to ₹2 crore: current 9.00% p.a. cap. Above ₹2 crore: Bank's applicable rate. Eligible borrowers receive 3% government interest subvention.
Six-month 8.90% + 1.00%, capped at 9.00% p.a. up to ₹2 crore.
  • No universal loan cap
  • benefits apply on up to ₹2 crore per project.
Seven years, including six months to two years' moratorium.
No salary floor. Finance is for viable covered projects by a published eligible beneficiary such as a farmer, , , , cooperative, startup, agency or eligible PPP.
  • Current agriculture/ term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore
  • 0.80% above ₹25 crore to ₹100 crore
  • 0.70% above ₹100 crore.
  • 2% when prepayment exceeds 25% of sanctioned limit
  • nil below the published outstanding threshold
  • exempt.
Bank of Maharashtra AHIDF LoanBank of Maharashtra
  • Maximum external benchmark-based lending rate + 2.00% p.a.
  • eligible regular repayments receive 3% annual interest subvention.
  • External Benchmark Based Lending Rate + up to 2.00%
  • the scheme page does not identify a specific current external benchmark.
Value awaiting review
Eight years including two years' moratorium on principal.
  • No salary floor. Eligible , companies, individual entrepreneurs and need a viable covered project
  • guarantee cover is limited to eligible projects.
  • Current agriculture/ term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore
  • 0.80% above ₹25 crore to ₹100 crore
  • 0.70% above ₹100 crore.
  • 2% when prepayment exceeds 25% of sanctioned limit
  • nil below the published outstanding threshold
  • exempt.
Bank of Maharashtra Animal Husbandry LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
Three to seven years for term finance, with monthly, quarterly or half-yearly instalments.
  • No salary floor applies
  • eligible farmers/groups need the necessary expertise and finance follows unit cost or project evidence.
Cash credit: nil up to ₹5 lakh, then 0.35% p.a. Term loan: nil up to ₹5 lakh, then 1% to ₹25 crore.
  • Term loan: 2% when prepayment exceeds 25% of sanctioned limit
  • cash credit: 2% of sanctioned limit only on takeover by another institution. are exempt.
IIFL Retail Gold Loan (Co-Lending)Bank of Maharashtra
Value awaiting review
Value awaiting review
₹25,000 to ₹10 lakh for agriculture, and retail gold-secured facilities.
3 to 12 months for all three facilities.
  • For retail borrowers
  • the page does not publish an income threshold or numeric rate.
Value awaiting review
Value awaiting review
DAY-NRLM Self-Help Group Credit LinkageBank of Maharashtra
  • Up to ₹3 lakh: 7.00% p.a. where central interest subvention applies
  • above ₹3 lakh to ₹5 lakh: one-year
  • above ₹5 lakh: one-year + 0.50% BSS + 1.50%. The current one-year is 9.00% effective 25 July 2026, so the published formula is 11.00% before any applicable subvention.
  • above ₹5 lakh: one-year + 0
  • CCL minimum ₹6 lakh for each eligible for 3 years. Year 1 drawing power is 6× corpus or ₹1.5 lakh minimum
  • year 2 is 8× corpus or ₹3 lakh minimum
  • year 3 is at least ₹6 lakh
  • year 4 onward is above ₹6 lakh based on and history. Term-loan doses use the same staged amounts.
  • Cash-credit linkage is sanctioned for a three-year cycle with annual drawing-power review
  • term-loan doses follow the staged Micro Credit Plan and sanctioned repayment schedule.
Value awaiting review
Value awaiting review
Value awaiting review
DAY-NULM Self-Employment Programme (SEP)Bank of Maharashtra
  • rate applies
  • the page does not publish a numeric base rate or spread. Interest subsidy covers the amount above 7% for timely repayment.
base rate or spread
SEP-I maximum project cost ₹2 lakh. SEP-G maximum loan ₹2 lakh per member or ₹10 lakh for the group, whichever is lower.
  • SEP-G cash-credit or term-loan repayment ranges from 5 to 7 years after an initial 6–18-month moratorium
  • SEP-I tenor is not separately published.
Value awaiting review
Value awaiting review
Value awaiting review
Bank of Maharashtra Estate Purchase LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Up to ₹20 lakh, calculated from the lower applicable market value, guidance/circle rate or purchase consideration after margin, plus eligible stamp duty and registration costs.
  • Normally seven to nine years
  • up to 20 years in specific cases depending on estate condition and rejuvenation needs.
No salary floor. The buyer must already own a yielding estate, have relevant experience, be financially sound, bring the margin and demonstrate debt-servicing capacity.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to this product's ₹20 lakh maximum.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • are exempt.
Bank of Maharashtra Farm Mechanization LoanBank of Maharashtra
New machinery: current 10.50% p.a. up to ₹10 lakh and 11.50% above. Second-hand tractors: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 1.00%/2.00% for new machinery or +3.00% for second-hand tractors.
₹25 lakh.
Five to nine years, depending on machinery purpose.
  • No salary floor. Tractor: 3 perennial/8 seasonal acres
  • power tiller: 1.5/5 acres
  • combine harvester: 6/15 acres
  • other listed machinery: no land minimum.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil below that outstanding threshold
  • exempt.
Bank of Maharashtra Farmer Four-Wheeler LoanBank of Maharashtra
Current effective 9.25% p.a.
One-year 9.00% + 0.25%.
₹20 lakh.
  • Five to seven years
  • monthly, quarterly, half-yearly or yearly instalments aligned with harvest or activity cash flow.
  • ₹3 lakh net annual income. Landowners also need at least three perennial-irrigated or six seasonal-irrigated acres
  • eligible operators without land must provide two financial years of .
  • Agriculture term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Farmer Two and Three Wheeler LoanBank of Maharashtra
Current effective 12.15% p.a.
One-year 9.00% + 3.15%.
₹2 lakh.
Five to seven years, with monthly, quarterly, half-yearly or yearly instalments aligned with the activity's cash flow and harvest cycle.
₹1.50 lakh net annual income, plus at least two acres of perennially irrigated or four acres of seasonally irrigated land.
Nil because the current agriculture term-loan tariff is nil up to ₹5 lakh and this scheme is capped at ₹2 lakh.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Farmer Warehouse Receipt LoanBank of Maharashtra
Up to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
Until the produce is sold, subject to a maximum of 12 months.
  • No salary floor applies. The borrower must hold an eligible negotiable warehouse receipt or eNWR
  • finance is based on 75% of the lower of market price or receipt value.
  • Agriculture short-term/term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Farmhouse Construction LoanBank of Maharashtra
Up to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
  • ₹50 lakh
  • ₹2 lakh to ₹10 lakh requires at least 2.5 irrigated acres and above ₹10 lakh to ₹50 lakh requires at least five irrigated acres.
  • Up to 15 years including moratorium
  • moratorium may run up to 18 months or construction completion, whichever is earlier.
  • No rupee income floor
  • sufficient disposable income is required. Minimum perennially irrigated land is 2.5 acres up to ₹10 lakh and five acres above ₹10 lakh.
  • Agriculture term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Hi-Tech Agriculture Project LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above.
Value awaiting review
Five to nine years depending on activity cash flow.
  • No salary floor
  • individual/joint landholding farmers qualify and must obtain every statutory licence and permission for the project.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil below that outstanding threshold
  • exempt.
Bank of Maharashtra Horticulture and Plantation LoanBank of Maharashtra
Up to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
Seven to 15 years including gestation, aligned with crop harvesting and produce marketing.
No salary floor applies. Eligible landowners, permanent tenants and sufficiently long-term leaseholders are financed against applicable / unit or project cost.
  • Agriculture term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Kisan All Purpose Term LoanBank of Maharashtra
Up to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
₹20 lakh, also subject to the lower of five times annual income or 50% of mortgaged-land value.
Up to nine years in instalments aligned with the farmer's overall income generation.
  • No standalone income floor
  • maximum finance is the lower of five times current annual income or 50% of mortgaged-land value.
↓
  • Agriculture term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Kisan Credit CardBank of Maharashtra
Up to ₹3 lakh: 7% p.a. fixed for up to one year under the Government interest-subvention rule. Above ₹3 lakh to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
Above ₹3 lakh: one-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
  • Five-year validity subject to annual review
  • Kharif is due next March, Rabi next June and horticultural crops next September.
No salary floor applies. The first-year limit is crop scale of finance × cultivated area, plus 10% for post-harvest/household needs and 20% for farm-asset repairs.
  • Up to ₹3 lakh: nil for small/marginal farmers
  • 0.35% of sanctioned limit for large/other farmers. Above ₹3 lakh: 0.35% of sanctioned limit.
  • For cash credit, 2% of sanctioned limit only when the account is taken over by another financial institution
  • not applicable to Micro and Small Enterprises.
Mahabank Kisan Credit Card for Animal Husbandry and FisheriesBank of Maharashtra
  • Eligible crop-MKCC farmers: 7% p.a. within the combined ₹3 lakh concession limit. Otherwise up to ₹10 lakh: current 11.50% p.a.
  • above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
  • District Level Technical Committee scale of finance based on local per-acre, per-unit, per-animal or per-bird cost
  • no universal rupee cap. The 7% concession is limited to a combined ₹3 lakh MKCC amount.
  • Repayment follows the activity's cash flow and income pattern
  • the cash-credit limit is reviewed and renewed annually.
No salary floor. The applicant needs the relevant farm, pond, boat, shed or other owned/leased facility and every licence or permission required for the activity.
  • Up to ₹3 lakh: nil for small and marginal farmers
  • 0.35% for large and other farmers. Above ₹3 lakh: 0.35%.
  • 2% of sanctioned cash-credit limit only when the account is taken over by another financial institution
  • borrowers are exempt.
Mahabank Kisan Tatkal LoanBank of Maharashtra
Current 11.50% p.a. for this product's published maximum of ₹50,000.
One-year 9.00% + BSS 0.50% + 2.00%.
  • ₹50,000, subject also to the lower of 50% of the Kisan Credit Card limit or 25% of annual income
  • minimum ₹5,000.
  • Three years, with half-yearly or yearly instalments aligned to harvest
  • the loan must be cleared for a fresh or enhanced subsequent-year Kisan Credit Card.
  • The amount cannot exceed 25% of annual income
  • no universal salary floor. The existing Kisan Credit Card must have a satisfactory record of at least two years.
Nil because the current agriculture term-loan tariff is nil up to ₹5 lakh.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • are exempt.
Maha Agri-machinery Rental SchemeBank of Maharashtra
Current risk-based range 8.15%-9.20% p.a.
8.05% + 0.10%-1.15%.
  • ₹5 crore per borrower
  • no minimum limit.
Up to seven years including up to six months' moratorium, with monthly, quarterly, half-yearly or annual instalments.
  • No salary floor. Eligible custom-service operators need a CIBIL score above 600
  • internal minimum BBB rating applies above ₹25 lakh aggregate exposure.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to the product's ₹5 crore maximum.
  • 2% when prepayment exceeds 25% of sanctioned limit
  • nil below the published outstanding threshold
  • exempt.
Maha Krishi Samrudhi YojanaBank of Maharashtra
  • Current risk-based range 8.15%-9.10% p.a. before eligible concessions
  • effective rate cannot fall below .
  • 8.05% + 0.10%-1.05%
  • eligible 1-5 concessions range from 0.50% to 0.20%, subject to the floor.
  • ₹100 crore
  • no minimum amount.
↑
  • Term loan up to 10 years including moratorium
  • working capital repayable on demand and reviewed annually.
  • No salary floor. Eligible food, agro-processing or agriculture-infrastructure units qualify
  • internal rating applies above ₹25 lakh and external minimum BBB above ₹25 crore.
  • Nil for 1-2
  • 50% concession for 3-4
  • 25% concession for 5-6 and unrated borrowers, applied to the current facility tariff.
Term loan: 2% when prepayment exceeds 25% of sanctioned limit. Cash credit: 2% of sanctioned limit only on takeover by another institution. exempt.
Bank of Maharashtra Maha Super Car LoanBank of Maharashtra
  • Floating 7.45%-11.75% p.a. by salaried/non-salaried band
  • firms/companies 8.55%-9.05%. Fixed 10.15%-10.85% p.a. for eligible loans up to ₹50 lakh with CIC above 700, reset after three years.
Floating: 8.05% with -0.60% to +3.70% individual spread or +0.50%-1.00% entity spread. Fixed: 1-year 8.85% plus 1.30%-2.00%.
Maximum loan limit ₹5 crore for an individual and ₹10 crore for a non-individual, subject to permissible deduction norms.
Maximum repayment period 84 months.
Salaried and pensioner applicants: gross monthly income/pension ₹25,000 or more. Self-employed professionals: ₹3 lakh last-year income with the past two years' . Businesspeople/agriculturists: ₹4 lakh last-year income with the past two years' . Corporate applicants: tangible net worth at least five times the requested loan.
0.25% of loan amount, minimum ₹1,000 and maximum ₹15,000, excluding .
No pre-payment, pre-closure or part-payment charges.
Bank of Maharashtra Maha Super Flexi Housing LoanBank of Maharashtra
  • 0.25 percentage point above the applicable Maha Super Housing floating rate
  • current effective range 7.25%-9.90% p.a. across published salaried/non-salaried bands.
8.05% plus the applicable Maha Super Housing spread and a further 0.25% Flexi premium.
Value awaiting review
Up to 30 years or until the borrower reaches age 75, whichever is earlier.
Value awaiting review
Processing 0.25% of loan amount, maximum ₹25,000. Account handling 0.10%, minimum ₹500 and maximum ₹11,000, excluding .
Nil for floating-rate non-business retail loans to individuals.
Bank of Maharashtra Maha Super Green Car LoanBank of Maharashtra
  • Floating rate: 0.25 percentage point below the applicable Maha Super Car rate, subject to the - 0.60% floor
  • current effective range 7.45%-11.50% p.a. Fixed rate for eligible loans up to ₹50 lakh and CIC above 700: 10.05%-10.75% p.a., reset after three years.
Floating: 8.05% with applicable car-loan spread less 0.25%, subject to a 7.45% floor. Fixed: 1-year 8.85% plus 1.20%-1.90%.
  • Individuals: ₹5 crore. Non-individuals: ₹10 crore. Eligible existing housing-loan borrowers may receive up to 100% of on-road price
  • others have at least 10% margin.
Up to 84 months.
Salaried/pensioners: ₹25,000 gross monthly. Self-employed professionals: ₹3 lakh last-year income plus two years' . Business/agriculture: ₹4 lakh last-year income plus two years' . Corporate tangible net worth must be at least five times the requested loan.
Nil processing fee and nil account-handling charge.
Nil prepayment, pre-closure and part-payment charge.
Bank of Maharashtra Minor Irrigation LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above.
Value awaiting review
Seven to 11 years, depending on repayment capacity.
  • No salary floor
  • individual/joint landholding farmers qualify, subject to white-watershed location or a GSDA certificate for grey-watershed new wells.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil below that outstanding threshold
  • exempt.
Bank of Maharashtra PMFME LoanBank of Maharashtra
  • Bank's applicable rate
  • the reviewed official scheme page does not publish a numerical rate.
Value awaiting review
  • No universal loan cap
  • eligible non-individual project cost is limited to ₹10 crore. Subsidy is 35%, capped at ₹10 lakh for an individual unit or ₹3 crore for a non-individual.
Up to 10 years including six to 24 months' moratorium.
No salary floor. Individuals, , and other eligible food-processing organizations may finance a new, expanded or upgraded micro enterprise.
Term loan: nil up to ₹5 lakh, then 1% to ₹25 crore. Cash credit: nil up to ₹5 lakh, then 0.35% p.a.
Term loan: 2% when prepayment exceeds 25% of sanctioned limit. Cash credit: 2% only on takeover by another institution. exempt.
Bank of Maharashtra Self-Help Group FinanceBank of Maharashtra
  • Eligible DAY-NRLM women : 7% up to ₹3 lakh
  • current 9.00% above ₹3 lakh to ₹5 lakh
  • current 11.00% above ₹5 lakh. Other , federations and NGOs: current 11.00% p.a.
  • One-year 9.00%
  • above ₹5 lakh and other /federation routes add BSS 0.50% + 1.50%.
  • No universal cap. First dose/year is 6× corpus or at least ₹1.5 lakh
  • second 8× corpus or at least ₹3 lakh
  • third at least ₹6 lakh
  • fourth onward above ₹6 lakh by and credit history. Published no-collateral rules extend through ₹20 lakh.
  • Term-loan dose 1: 24–36 months
  • dose 2: 36–48
  • dose 3: 48–60
  • dose 4 onward: 60–84. Cash-credit minimum ₹6 lakh route runs three years with annual drawing power.
  • No salary floor. Normally six active months plus Panchasutras and grading
  • revived groups need three active months.
Government-sponsored working capital: nil. Other agriculture cash credit: nil up to ₹5 lakh, then 0.35% p.a. Term loan: nil up to ₹5 lakh, then 1% to ₹25 crore.
  • Term loan: 2% when prepayment exceeds 25% of sanctioned limit
  • cash credit: 2% of sanctioned limit only on takeover by another institution. are exempt.
Bank of Maharashtra Small and Marginal Farmer Land Purchase LoanBank of Maharashtra
Up to ₹10 lakh: current effective 11.50% p.a. Above ₹10 lakh: current effective 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
₹20 lakh. Finance is the lower of the bank valuation, State circle rate or registration value, plus stamp duty and sale-deed registration charges.
Seven to ten years in half-yearly or yearly instalments, including a maximum 24-month moratorium.
No salary floor applies. Total holding after purchase must stay within five non-irrigated acres or 2.5 irrigated acres.
  • Agriculture term-loan tariff: nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of the prepaid amount when prepayment exceeds 25% of the sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • not applicable to Micro and Small Enterprises.
Bank of Maharashtra Solar Home Lighting LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above.
  • 80%-85% of project cost including accessories
  • no universal rupee cap.
Three to five years.
No salary floor. Applicants must be eligible small/marginal farmers, sharecroppers, tenants or agriculture entrepreneurs using the system for an agro-processing unit.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% when prepayment exceeds 25% of sanctioned limit
  • nil below the published outstanding threshold
  • exempt.
Bank of Maharashtra Solar Pumpset LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
Five to seven years.
No salary floor. Adequate water, viable well recharge and an economic landholding of at least 10 acres are required.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • are exempt.
Bank of Maharashtra Solar Water Heater LoanBank of Maharashtra
Up to ₹10 lakh: current 11.50% p.a. Above ₹10 lakh: current 12.50% p.a.
One-year 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.
Value awaiting review
Three to five years.
No salary floor. Eligible applicants are small or marginal farmers, sharecroppers, tenant farmers and agriculture entrepreneurs using the system for an agro-processing unit.
  • Nil up to ₹5 lakh
  • 1% above ₹5 lakh to ₹25 crore.
  • 2% of prepaid amount when prepayment exceeds 25% of sanctioned limit
  • nil when principal outstanding is below 25% of sanctioned limit
  • are exempt.
Canara Agricultural DRI LoanCanara Bank
Simple interest at 4% p.a.
  • Not applicable
  • the scheme publishes a simple fixed 4% rate.
Up to ₹15,000 for agricultural purpose or ₹20,000 for housing purpose, as working capital or term loan.
  • Repayable within 36 months without repayment holiday
  • interest is paid with instalments.
Maximum family income from all sources: ₹24,000 per year in urban/semi-urban areas or ₹18,000 per year in rural areas.
Value awaiting review
Value awaiting review
Canara Bee Keeping (Apiculture) LoanCanara Bank
Value awaiting review
Value awaiting review
Value awaiting review
Repayable in 3–4 years through annual instalments, with an initial 1-year holiday.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Custom Hiring Centre FinanceCanara Bank
  • + 1.70% + liquidity premium when immovable-security coverage is 100%
  • + 1.45% + liquidity premium when coverage exceeds 100%.
Marginal Cost of Funds based Lending Rate (), plus applicable liquidity premium.
₹2 lakh minimum and ₹50 lakh maximum per borrower.
  • Principal repayable within 5–9 years in half-yearly or yearly instalments
  • interest is demanded half-yearly with the next principal due.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Dairy LoanCanara Bank
The current agricultural rate table applies: 1.40% over up to ₹3 lakh and 2.30% over above ₹3 lakh up to ₹1 crore, subject to applicable risk and liquidity-premium rules.
Marginal Cost of Funds based Lending Rate (), with liquidity premium where applicable for longer repayment periods.
Value awaiting review
  • Animal purchase: 5–7 years monthly/quarterly. Heifer rearing: 5–6 years including 30-month grace. Shed/processing projects may receive 12–18 months moratorium
  • otherwise 1–2 months may apply.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Estate Purchase LoanCanara Bank
  • + 2.80% + applicable liquidity premium when residential/commercial collateral exceeds 50%
  • otherwise + 6.55% + liquidity premium. Interest compounds monthly.
Marginal Cost of Funds based Lending Rate (), plus tenor-based liquidity premium.
Value awaiting review
  • Normally repayable within 7–9 years, aligned with estate income generation
  • no repayment holiday is normally considered.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Farm Machinery LoanCanara Bank
The current agricultural rate table applies: 1.40% over up to ₹3 lakh and 2.30% over above ₹3 lakh up to ₹1 crore, subject to applicable liquidity premium and risk rules.
Marginal Cost of Funds based Lending Rate (), with liquidity premium for longer tenors where applicable.
Value awaiting review
Repayable within 5 to 9 years by half-yearly or yearly instalments based on income generation.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Scheme for Redemption of DebtsCanara Bank
Value awaiting review
Value awaiting review
  • Up to ₹50,000, limited to the documented non-institutional debt and 150% of gross annual income
  • title-investigation and mortgage costs may be included.
Within five years, with quarterly, half-yearly or yearly instalments based on farm income generation.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Fisheries LoanCanara Bank
Value awaiting review
Value awaiting review
Value awaiting review
  • 4–7 years for non-mechanized boats
  • 8–12 years for mechanized boats
  • deep-sea vessels up to 8 years. Aquaculture cycles range from 1 year to 5–10 years by purpose.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Gold Loan for Allied Activities (Monthly Instalments)Canara Bank
Agricultural gold-loan rate: one-year + 0.10% (effective 12 December 2025), subject to current Canara rate updates.
One-year Marginal Cost of Funds based Lending Rate ().
₹100 minimum and ₹35 lakh maximum, up to 80% of appraised gold value and subject to the ₹35 lakh agricultural-gold ceiling.
Within 12 months from sanction, repaid in monthly instalments.
Value awaiting review
  • ₹0 up to ₹50,000
  • ₹250 above ₹50,000–₹1 lakh
  • ₹500 above ₹1–₹3 lakh
  • ₹1,100 above ₹3–₹5 lakh
  • ₹1,450 above ₹5–₹10 lakh
  • ₹2,750 above ₹10 lakh, excluding .
No prepayment penalty.
Canara Gold Overdraft for Allied ActivitiesCanara Bank
Agricultural gold-loan rate: one-year + 0.10% (effective 12 December 2025), subject to current Canara rate updates.
One-year Marginal Cost of Funds based Lending Rate ().
₹2 lakh minimum and ₹35 lakh maximum, up to 80% of appraised gold value and subject to the ₹35 lakh agricultural-gold ceiling.
  • Revolving facility tenable for up to 12 months
  • monthly interest must be serviced.
Value awaiting review
  • ₹0 up to ₹50,000
  • ₹250 above ₹50,000–₹1 lakh
  • ₹500 above ₹1–₹3 lakh
  • ₹1,100 above ₹3–₹5 lakh
  • ₹1,450 above ₹5–₹10 lakh
  • ₹2,750 above ₹10 lakh, excluding .
No prepayment penalty.
Canara Gold Loan for Crop CultivationCanara Bank
One-year + 0.10% p.a. for Agricultural Gold Loan schemes, effective from 12 December 2025 in Canara's official rate table.
One-year Marginal Cost of Funds based Lending Rate ().
  • ₹100 minimum and ₹10 lakh maximum
  • up to 80% of appraised gold value, restricted to the lower of lending-rate-per-gram or scale-of-finance amount.
  • Maximum 12 months from sanction, with monthly, quarterly, half-yearly instalments or lump-sum payment
  • simple interest has half-yearly rest.
Value awaiting review
  • Agricultural gold-loan slab: nil up to ₹50,000
  • ₹250 above ₹50,000–₹1 lakh
  • ₹500 above ₹1–₹3 lakh
  • ₹1,100 above ₹3–₹5 lakh
  • ₹1,450 above ₹5–₹10 lakh
  • ₹2,750 above ₹10 lakh, excluding .
No prepayment penalty.
Canara Gold Jewellery Overdraft for Crop CultivationCanara Bank
One-year + 0.10% p.a. for Agricultural Gold Loan schemes in Canara's official rate table.
↓
One-year .
  • ₹100 minimum and ₹10 lakh maximum
  • up to 80% of appraised gold value subject to the lower lending-rate-per-gram or scale-of-finance amount.
  • Revolving facility tenable up to 12 months
  • monthly interest is serviced.
Value awaiting review
  • Agricultural gold-loan slab: nil up to ₹50,000
  • ₹250 above ₹50,000–₹1 lakh
  • ₹500 above ₹1–₹3 lakh
  • ₹1,100 above ₹3–₹5 lakh
  • ₹1,450 above ₹5–₹10 lakh
  • ₹2,750 above ₹10 lakh, excluding .
No prepayment penalty.
Canara Gold Loan for Land DevelopmentCanara Bank
Agricultural gold-loan rate: one-year + 0.10% (effective 12 December 2025), subject to current Canara rate updates.
One-year Marginal Cost of Funds based Lending Rate ().
  • ₹100 minimum and ₹35 lakh maximum, up to 80% of appraised gold value
  • overall agricultural-gold ceiling is ₹35 lakh per borrower.
  • Within 12 months from sanction
  • monthly, quarterly, half-yearly instalments or lump-sum repayment.
Value awaiting review
  • ₹0 up to ₹50,000
  • ₹250 above ₹50,000–₹1 lakh
  • ₹500 above ₹1–₹3 lakh
  • ₹1,100 above ₹3–₹5 lakh
  • ₹1,450 above ₹5–₹10 lakh
  • ₹2,750 above ₹10 lakh, excluding .
No prepayment penalty.
Canara Green WheelsCanara Bank
  • CRG-Prime effective rate shown in Canara's official fixed-rate retail table: 8.60% p.a.
  • the applicable customer rate can vary by risk grade and prevailing table.
  • Repo Linked Lending Rate (), shown at 8.00% in the reviewed Canara rate table
  • spread and concessions depend on CRG grade.
Value awaiting review
Up to 84 .
Salaried: minimum gross salary ₹3 lakh a year. Other-than-salaried: latest gross annual income ₹3 lakh and three-year gross-average annual income at least ₹2.50 lakh. Agriculturist applicant/co-applicant combined income: at least ₹4 lakh a year.
0.25% of loan amount, minimum ₹1,000 plus and maximum ₹5,000 plus . A 50% waiver is published for 1 July 2026 to 30 September 2026.
No prepayment penalty.
Canara Hi-Tech Agriculture LoanCanara Bank
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Canara Housing Loan to AgriculturistsCanara Bank
  • The official retail range table shows Housing Loan contracted rates of 7.15%–10.00% p.a. (mean 8.06%)
  • the agriculturist variant follows the housing scheme and borrower CRG.
Value awaiting review
  • No upper limit subject to income. Salaried: up to 72× monthly gross (selectively 96×)
  • other-than-salaried: up to 6× three-year average gross income (selectively 8×). Repairs up to ₹15 lakh
  • furnishing up to 15% or ₹50 lakh lower.
Up to 30 years or age 75, whichever is earlier.
Minimum gross annual income ₹5 lakh for eligible agriculturists, with over 5 acres irrigated or 10 acres dry land and two years' satisfactory Canara dealings generally required.
  • 0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus
  • 50% waiver published for 1 July 2026 to 30 September 2026.
No prepayment penalty.
Canara Housing cum Solar LoanCanara Bank
Value awaiting review
  • The applicable housing component is linked to the Housing Finance scheme
  • the solar page does not publish a separate benchmark or spread.
  • Solar component up to ₹10 lakh including subsidy. Housing component follows variant quantum
  • the page also notes Canara Home Loan Super Gain has a ₹20 lakh minimum and no upper limit.
Maximum 20 years in or the repayment period under the housing loan, whichever is earlier.
Value awaiting review
  • 0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus
  • a 50% waiver is published for 1 July 2026 to 30 September 2026.
  • The housing component follows the applicable housing scheme
  • the reviewed page does not publish a separate solar prepayment charge.
Canara Scheme for Credit to JLGsCanara Bank
  • Applicable agricultural rate is not stated on the product page
  • Canara's current agriculture rate table must be applied for the sanctioned amount and borrower risk.
Value awaiting review
  • No overall ceiling
  • crop scale-of-finance or /unit costs determine the sanctioned amount.
  • Linked to crop marketing
  • maximum 12 months for short-duration crops and 18 months for long-duration crops.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Kisan All Purpose Term LoanCanara Bank
  • Spread over : 1.40% up to ₹3 lakh
  • 2.30% above ₹3 lakh up to ₹1 crore
  • above ₹1 crore is scored, with published spreads from 2.20% to 3.50%.
(Marginal Cost of Funds based Lending Rate).
Up to ₹20 lakh, limited to five times annual farm income or 50% of mortgaged-land value (for aggregate loans above ₹1.60 lakh), whichever is lower.
  • Up to 9 years
  • ballooning repayment may be structured and interest is paid with instalments.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Kisan Credit Card SchemeCanara Bank
Value awaiting review
Value awaiting review
  • No universal maximum is printed
  • crop component follows district scale of finance × cultivated area, with 10% household/post-harvest and 20% farm-asset maintenance components in the first-year structure.
  • Working-capital limit valid for five years subject to annual review
  • term loan repayable yearly or half-yearly over a maximum of five years.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Kisan ODCanara Bank
  • Agriculture-rate table: spread over is 1.40% for agricultural loans up to ₹3 lakh and 2.30% above ₹3 lakh up to ₹1 crore
  • Kisan follows the applicable agricultural slab.
One-year Marginal Cost of Funds based Lending Rate ().
  • Minimum limit ₹1.50 lakh
  • maximum ₹12.50 lakh. Finance is capped at ₹1.50 lakh per acre and 50% of landed-property value, with at least 15% residential-property security.
  • Tenability is 12 months
  • interest is debited half-yearly in March/September and recovered within 90 days.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Krishi Mitra CardCanara Bank
Value awaiting review
Value awaiting review
Maximum quantum is ₹50,000 as per scale of finance.
Running limit tenable for 12 months.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Produce LoanCanara Bank
  • Applicable agriculture lending rate is not stated on the product page
  • the sanctioned rate must be confirmed from Canara's current agriculture rate table.
Value awaiting review
Up to ₹75 lakh against NWR/eNWR and up to ₹50 lakh against other warehouse receipts, subject to margin and stock assessment.
Within the balance shelf life of the stored produce, with a maximum of one year.
Value awaiting review
Value awaiting review
Value awaiting review
Canara Self Help Group FinanceCanara Bank
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Canara Vehicle to AgriculturistsCanara Bank
  • The official Canara vehicle rate-range table shows 7.45%–15.00% p.a. contracted range (mean 9.09%) for Canara Vehicle
  • the agriculturist variant follows the vehicle scheme and customer CRG.
  • Vehicle scheme benchmark is not separately stated on the agriculturist page
  • the applicable Canara retail vehicle rate table governs pricing.
No upper limit, but total quantum cannot exceed one year's annual borrower income. For a used vehicle not over three years old, the amount is the least of 60% appraised value, 60% agreed price, 60% original price or ₹50 lakh, with minimum 50% margin.
New vehicles: maximum 84 months. Used vehicles: maximum 60 months or remaining useful life, whichever is lower. Monthly, quarterly, half-yearly or yearly repayment may follow income/crop cycle.
Net take-home after must be 40% of gross annual income and at least ₹1.50 lakh a year. Dairy, poultry, plantation and horticulture applicants need minimum gross annual income of ₹4 lakh where the landholding test does not apply.
  • 0.25% of loan amount, minimum ₹1,000 plus and maximum ₹5,000 plus
  • a 50% waiver is published for 1 July 2026 to 30 September 2026.
No prepayment penalty.
Canara PMEGPCanara Bank
Value awaiting review
Value awaiting review
  • Manufacturing ₹1 lakh to ₹50 lakh
  • service ₹1 lakh to ₹25 lakh. Handloom individual// maximum ₹2 lakh and handloom organisation maximum ₹10 lakh under the displayed scheme section.
3 to 7 years with initial moratorium not exceeding 6 months.
Value awaiting review
Value awaiting review
Value awaiting review
Cent Go Green Vehicle SchemeCentral Bank of India
Value awaiting review
Value awaiting review
Salaried applicants: 24 times gross monthly salary. Other individuals: two times average annual income of the last two years. Maximum is ₹10 lakh for a new two-wheeler and ₹1 crore for a new four-wheeler.
Up to 72 months for a two-wheeler and up to 96 months for a four-wheeler.
₹3 lakh for a four-wheeler and ₹1.80 lakh for a two-wheeler.
Value awaiting review
Value awaiting review
Cent Gold Loan SchemeCentral Bank of India
The page links to Central Bank's latest interest-rate table rather than stating a standalone percentage.
Value awaiting review
  • ₹10,000 minimum and ₹60 lakh maximum overall under the retail-and-agriculture-micro (RAM) segment
  • retail is 68%–78% and margin is 22%–32% by borrower/ exposure.
12 months.
Value awaiting review
  • Nil up to ₹5 lakh. Above ₹5 lakh: 0.30% of loan amount plus , capped at ₹5,000
  • the published validity is through 31 March 2027.
Nil.
Cent Kisan Tatkal SchemeCentral Bank of India
Value awaiting review
Value awaiting review
  • 50% of CKCC limit or 25% of annual income, whichever applies
  • minimum ₹1,000 and maximum ₹50,000.
Within five years in half-yearly or yearly instalments.
Value awaiting review
Value awaiting review
Value awaiting review
Cent MortgageCentral Bank of India
Value awaiting review
Value awaiting review
Minimum ₹5 lakh and maximum ₹7.50 crore.
  • Term loan up to 180 months
  • existing reducing-balance overdraft renewal up to 120 months.
Minimum gross annual income ₹12 lakh.
Value awaiting review
Value awaiting review
Cent Vehicle LoanCentral Bank of India
Value awaiting review
Value awaiting review
Salaried applicants: 24 times gross monthly salary. Other individuals: two times average annual income of the last two years. Maximum ₹10 lakh for a new two-wheeler and ₹2 crore for a new four-wheeler.
Up to 60 months for a two-wheeler and up to 84 months for a four-wheeler.
₹3 lakh for a four-wheeler and ₹1.80 lakh for a two-wheeler.
  • Two-wheeler: 0.50% of loan amount, minimum ₹500 and maximum ₹2,000. Four-wheeler: 0.50% plus , minimum ₹2,000 plus and maximum ₹20,000 plus . Full processing-fee waiver through 31 December 2026
  • documentation fee nil.
Value awaiting review
Central Kisan Credit Card (CKCC)Central Bank of India
  • 7% per annum for advances covered by interest subvention
  • otherwise up to ₹3 lakh +1.35%, ₹3–₹10 lakh +2.50%, and above ₹10 lakh to ₹1 crore +3.00%.
is referenced for non-subvention bands, but the page does not publish a separately named benchmark beyond that -linked spread.
Value awaiting review
Cash-credit limit sanctioned for five years, subject to review.
Value awaiting review
Value awaiting review
Value awaiting review
Digital Central Kisan Credit CardCentral Bank of India
  • Up to ₹3 lakh: 7%
  • above ₹3 lakh to ₹10 lakh: +2.50%=11.20%
  • above ₹10 lakh: +3.00%=11.70% ( shown as 8.70%).
+2
Value awaiting review
Five years subject to annual review.
Value awaiting review
  • Up to ₹3 lakh nil
  • above ₹3 lakh 0.30%.
Value awaiting review
Agri Clinic and Agri Business Centres (ACABC)Indian Bank
Value awaiting review
Value awaiting review
  • Subsidy project-cost ceiling ₹20 lakh for an individual (₹25 lakh for an extremely successful individual project) and ₹1 crore for a group project of at least five trained persons
  • finance can be higher if technically and financially viable, but subsidy remains scheme-limited.
Five to ten years depending on activity, including a maximum two-year moratorium.
Value awaiting review
Value awaiting review
Value awaiting review
Agricultural Godowns / Cold StorageIndian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Term loan up to nine years, including a maximum two-year holiday period.
Value awaiting review
Value awaiting review
Value awaiting review
Purchase of Drones for Agricultural PurposeIndian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Compressed Bio Gas Plant Financing under SATATIndian Bank
-linked range: minimum 10.70% p.a. ( 8.95% + 1.75%) to maximum 13.45% p.a. ( 8.95% + 4.50%).
8.95% plus a spread of 1.75%–4.50% on the reviewed table.
Up to ₹100 crore per borrower from the banking system can be classified under Priority Sector–Agriculture.
↑
Term loan repayable over 10–15 years, with a moratorium of six months to two years.
Value awaiting review
Value awaiting review
Value awaiting review
Dairy LoanIndian Bank
Value awaiting review
Value awaiting review
  • dairy term loan or working capital up to ₹10 lakh
  • ordinary term-loan and cash-credit amounts are based on unit cost, project cost or DLTC scale of finance without a universal ceiling.
  • Term loan maximum 72 months including one-month gestation
  • where shed construction is involved, holiday period can extend to 12 months. Cash credit routes all generated cash through the account.
Value awaiting review
Value awaiting review
Value awaiting review
Food and Agro ProcessingIndian Bank
Value awaiting review
Value awaiting review
  • Term loan is based on project cost
  • working capital up to ₹5 crore uses turnover method and amounts above ₹5 crore use II or cash-budget method
  • NFB is need-based.
  • Term-loan repayment up to 15 years
  • working capital is one year with annual renewal. Commercial repayment may use cash-flow, ballooning, bullet or structures.
Value awaiting review
  • As per the service-charge circular for agricultural advances
  • no product-specific amount is printed on the page.
Value awaiting review
IND AGRO MORTGAGEIndian Bank
Value awaiting review
Value awaiting review
₹10 crore maximum exposure.
Maximum 120 months door-to-door tenor.
Value awaiting review
  • 0.50% of sanctioned limit
  • other service charges follow the bank circular.
Value awaiting review
IND AGRO Mortgage — Monthly Dropline OD FacilityIndian Bank
Value awaiting review
Value awaiting review
₹10 crore maximum.
  • Maximum 120 months door-to-door
  • drawing power reduces monthly to liquidate the overdraft by the end.
Value awaiting review
  • 0.50% of sanctioned limit
  • other service charges follow the bank circular.
Value awaiting review
Jewel LoanIndian Bank
Jewel Loan (Non-Priority) term loan with bullet repayment: 9.10% p.a. floating in Indian Bank's current rate table dated 14 August 2026. The current table lists the separate -against-gold-jewels rate under the product.
The Jewel Loan term row is labelled floating but the current official table does not identify a named benchmark or spread.
Retail jewel loans are capped at ₹25 lakh per customer, with an aggregate customer ceiling of ₹50 lakh across the published agriculture/retail/ jewel-loan limits. Up to five jewel loans may be held at one time.
Bullet repayment: maximum 12 months, repaid at the end of the 12th month with accrued interest. repayment: maximum 35 months, with beginning in the month after disbursement.
Value awaiting review
Nil under the current Indian Bank schedule for Jewel Loan (Non-Priority).
Value awaiting review
Joint Liability Group (JLG) LoanIndian Bank
Value awaiting review
  • Indian Bank lending rates
  • the 03 August 2026 benchmark sheet lists one-year at 8.85%. Product-specific spread is not published.
Agriculture, allied-agriculture and non-agriculture activity: group maximum ₹10 lakh, subject to ₹1 lakh per individual. Tenant and oral-lessee groups: group maximum ₹5 lakh, subject to ₹50,000 per individual.
Six to 60 months, depending on the activity for which the loan is sanctioned.
Value awaiting review
Value awaiting review
Value awaiting review
Kisan Credit Card (KCC) — Animal Husbandry and FisheriesIndian Bank
  • Up to ₹2 lakh: 7% p.a. where interest subvention is available. Up to ₹3 lakh: (one-year) + 2.50%
  • above ₹3 lakh refer the bank's lending-rates link.
  • (one-year) plus 2.50% for the published up-to-₹3 lakh card-rate band
  • subvention may set the rate up to ₹2 lakh where available.
Value awaiting review
  • Revolving cash-credit limit
  • repayment is fixed according to activity cash flow/income-generation pattern, with all generated cash routed through the cash-credit account.
Value awaiting review
Value awaiting review
Value awaiting review
KCC Gold PlusIndian Bank
Value awaiting review
is referenced, but no numeric spread is printed.
₹25 lakh.
Value awaiting review
Value awaiting review
  • For agricultural jewel loans, up to ₹50,000: nil
  • above ₹50,000: 0.20% of loan amount with minimum ₹200. The official footnote specifically applies 0.20% to Gold Plus and Marine Gold limits above ₹3 lakh
  • charges are exclusive of .
Value awaiting review
Kisan Credit Card (KCC)Indian Bank
  • Digital : 7% p.a. up to ₹3 lakh under the Government of India interest-subvention scheme until the renewal due date or one year from sanction, whichever is earlier. If not repaid or renewed by then, the states (1-year) + 2.50% spread
  • prompt-repayment incentive applies subject to the scheme continuing.
  • (one-year) with a 2.50% spread is the stated post-due formula for the digital account
  • subvention-supported components are charged at the Government scheme rate while eligible.
  • Digital currently supports up to ₹2,00,000 (the fifth-year limit)
  • higher limits can be requested offline. Digital renewal combines a customer's up to ₹2,00,000 and permits 10%, 20% or 30% annual enhancement subject to eligibility and a ₹2,00,000 ceiling.
  • documentation covers five years subject to annual renewal. A digital account becomes eligible for renewal from nine months after limit setting and within four years six months of account opening
  • digital renewal can be selected from the second year onward.
Value awaiting review
No processing charge is collected for the Digital journey. verification, digital-documentation and state stamp-duty charges are collected at actuals where applicable.
Value awaiting review
Kisan Gold backed Farm Credit (IND KGFC) for Allied ActivitiesIndian Bank
(one year) + spread 0.10%.
↓
(one year) plus 0.10% spread.
₹50 lakh aggregate.
  • Running limit
  • renewable every year or half-year based on activity, with request-based renewal after interest payment.
Value awaiting review
  • Agriculture jewel loan: up to ₹50,000 nil
  • above ₹50,000 0.20% of loan amount with minimum ₹200. The fee schedule footnote applies 0.20% to Marine Gold above ₹3 lakh
  • is extra.
Value awaiting review
Kisan Gold backed Farm Credit (IND KGFC) for Crop CultivationIndian Bank
(one year) + spread 0.10%.
↓
(one year) plus 0.10% spread.
₹50 lakh aggregate.
  • Running limit, renewable annually
  • renewal on request after payment of interest.
Value awaiting review
  • Agriculture jewel loan: up to ₹50,000 nil
  • above ₹50,000 0.20% of loan amount with minimum ₹200. The fee schedule footnote applies 0.20% to Gold Plus and Marine Gold above ₹3 lakh
  • is extra.
Value awaiting review
IND Krishi Infra Fund (Agriculture Infrastructure Fund)Indian Bank
  • (one-year) + 1.00%, subject to a maximum of 9.00% in the shared official agriculture-rate table
  • 3% p.a. interest subvention applies up to ₹2 crore for up to seven years.
(one-year) + 1.00%, capped at 9.00% in the reviewed rate table.
  • Based on project cost
  • benefits apply up to ₹2 crore, while sanctions above ₹2 crore may be made with benefits restricted to ₹2 crore.
Maximum seven years including a holiday period of up to two years.
Value awaiting review
  • Up to ₹25,000: nil
  • above ₹25,000: as per the agriculture service-charge circular.
Value awaiting review
IND Krishi VaahanIndian Bank
12.00% p.a. fixed.
Value awaiting review
₹10 lakh per unit.
  • Term-loan maximum five years
  • custom-hiring repayment is set monthly from cash flow and .
Value awaiting review
₹2,500 per unit (fixed).
Value awaiting review
Ind Lakhpati Didi SchemeIndian Bank
One-year plus applicable spread.
(one-year) plus applicable spread.
Need-based ₹75,000 to ₹5 lakh.
Maximum 60 months including moratorium.
Value awaiting review
Value awaiting review
Value awaiting review
IND PASHUDHAN Mitra — Animal Husbandry Infrastructure Development Fund (AHIDF)Indian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Maximum 10 years including a holiday period of up to two years.
Value awaiting review
  • As per the service-charge circular for agricultural advances
  • no product-specific amount is printed.
Value awaiting review
IND KISAN SAUR SHAKTHI — PM KUSUM Component AIndian Bank
Value awaiting review
Value awaiting review
Up to 70% of project cost, capped at ₹10 crore.
Maximum 15 years including moratorium.
Value awaiting review
  • Up to ₹25,000: nil
  • above ₹25,000: 0.50% of sanctioned limit plus applicable .
Value awaiting review
IND KISAN SAUR SHAKTHI — PM KUSUM Components B&CIndian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Maximum five years.
Value awaiting review
  • Up to ₹25,000: nil
  • above ₹25,000: as per the agriculture service-charge circular.
Value awaiting review
IND KISAN SAUR SHAKTHI — PM KUSUM Component C Feeder-level SolarisationIndian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Maximum 15 years including a moratorium of up to 24 months.
Value awaiting review
  • Up to ₹25,000: nil
  • above ₹25,000: 0.50% of sanctioned limit plus .
Value awaiting review
Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY)Indian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
IND Micro Food Processing Enterprises (PMFME)Indian Bank
Value awaiting review
Value awaiting review
Value awaiting review
  • Term-loan repayment up to 15 years
  • final structure follows project life and cash flows.
Value awaiting review
  • As per the service-charge circular for agricultural advances
  • no product-specific amount is printed.
Value awaiting review
Pradhan Mantri Matsya Sampada Yojana (PMMSY)Indian Bank
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
Value awaiting review
IB Produce Marketing Loan — Loan Against eNWRsIndian Bank
Value awaiting review
Value awaiting review
₹1 lakh minimum and ₹75 lakh maximum per borrower.
Within the approved commodity period and shelf-life, subject to a maximum of 12 months.
Value awaiting review
Value awaiting review
Value awaiting review
RBD Secured ODIndian Bank
Value awaiting review
Value awaiting review
₹2 crore maximum exposure.
Value awaiting review
Value awaiting review
  • 0.50% of sanctioned limit
  • other service charges follow the bank circular.
Value awaiting review
SHG Bank Linkage Programme — Direct Linkage to SHGsIndian Bank
Value awaiting review
The page references but does not publish a current numeric spread or benchmark formula.
Value awaiting review
Maximum 72 months depending on the activity.
Value awaiting review
Value awaiting review
Value awaiting review
SHG Grihalakshmi — Housing Loan to SHG MembersIndian Bank
Value awaiting review
Value awaiting review
₹2 lakh per member.
Maximum 15 years.
Value awaiting review
Nil processing and other charges.
Value awaiting review
SHG ShaktiIndian Bank
Value awaiting review
Value awaiting review
Above ₹10 lakh and up to ₹20 lakh.
  • Term loan maximum 60 months depending on activity
  • cash-credit limits have yearly drawing-power assessment.
Value awaiting review
Value awaiting review
Value awaiting review
IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill)Indian Bank
Value awaiting review
Value awaiting review
Value awaiting review
  • Term loans up to seven years with up to 12-month holiday
  • working capital one year with annual renewal.
Value awaiting review
  • As per the service-charge circular for agricultural advances
  • no product-specific amount is printed.
Value awaiting review
Tarun Plus SchemeIndian Bank
1-year + spread 3.00%.
(one year) plus 3.00% spread.
  • Above ₹10 lakh up to ₹20 lakh
  • minimum is above ₹10 lakh.
  • Term-loan repayment up to 84 months
  • the page does not publish a separate working-capital tenor.
Value awaiting review
  • Processing, documentation and other charges apply as per the bank's service-charges circular
  • no Tarun Plus-specific amount is printed.
Value awaiting review
Financing Agriculturists for Tractors and Farm MachineryIndian Bank
Value awaiting review
Value awaiting review
Value awaiting review
  • Tractor: nine years (18 half-yearly instalments)
  • power tiller: seven years (14 half-yearly instalments)
  • pre-used tractor: five years with quarterly, half-yearly or yearly instalments.
Value awaiting review
Value awaiting review
Value awaiting review
PNB Digital Gold LoanPunjab National Bank
Agriculture: +0.50% up to ₹2.5 lakh and +0.75% above. Retail: +0.85% up to ₹10 lakh and +0.90% above ₹10 lakh.
(Repo Linked Lending Rate) plus the segment and amount spread.
Retail: ₹25,000 to ₹25 lakh per borrower. Agriculture: ₹10,000 to ₹25 lakh.
Agriculture: bullet up to 12 months, up to 36 months or overdraft 12 months subject to renewal. Retail: bullet up to 12 months or up to 36 months.
Value awaiting review
  • Retail: 0.30% of loan amount plus or ₹500 plus , whichever is higher. Agriculture: nil up to ₹50,000
  • ₹500+ up to ₹2 lakh
  • above ₹2 lakh 0.25%+ capped at ₹5,000+.
Value awaiting review
PNB Gold LoanPunjab National Bank
Retail gold loan: + 0.85% up to ₹10 lakh and + 0.90% above ₹10 lakh. PNB Swarnim agricultural gold loan: + 0.50% up to ₹2.5 lakh and + 0.75% above ₹2.5 lakh.
(Repo Linked Lending Rate), plus the published gold-loan spread for the facility and amount band.
Retail gold loan: ₹25,000 minimum to ₹25 lakh maximum. PNB Swarnim agricultural gold loan: ₹10,000 minimum to ₹25 lakh maximum.
  • Bullet demand loan up to 12 months
  • term loan up to 36 months
  • overdraft up to 36 months subject to annual review.
Value awaiting review
  • Retail: 0.30% of loan amount plus or ₹500 plus , whichever is higher
  • documentation charges nil. PNB Swarnim: nil up to ₹50,000, then ₹500 plus up to ₹2.5 lakh, and 0.25% above that subject to ₹5,000 plus maximum.
Value awaiting review
SBI Green Car LoanState Bank of India
8.70% to 9.85% p.a.
  • auto-loan table shows the 1-year reference at 8.70%
  • the listed scheme rates are fixed at disbursement and remain unchanged for the loan period.
Up to 100% of on-road price, subject to applicant-category income multiples
36 to 96 months
  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for agriculture and allied activities
Same new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus
  • Standard auto-loan prepayment is NIL. Foreclosure is 2% of theo-balance plus when completed within two years of disbursement
  • actual seizure and parking charges apply if the bank seizes the vehicle.
SBI Loan Against NSC or KVPState Bank of India
11.20% p.a. effective 15 August 2025, based on one-year of 8.70% plus 2.50%
  • One-year plus 2.50 percentage points
  • the rate table lists 8.70% one-year and 11.20% effective interest for / loans (effective 15 August 2025).
Value awaiting review
  • Aligned to the remaining maturity of the pledged or
  • outstanding must not exceed certificate maturity value
Value awaiting review
0.35% of loan amount, minimum ₹500 and maximum ₹2,500, plus applicable
Value awaiting review
SBI New Car LoanState Bank of India
8.70% to 9.85% p.a., priced by customer segment, score and tenor against the current one-year of 8.70%
  • auto-loan table shows the 1-year reference at 8.70%
  • the listed scheme rates are fixed at disbursement and remain unchanged for the loan period.
Up to 100% of on-road price, further constrained by income multiples and underwriting
Up to 84 months, with optional reduced for the first six or 12 months on qualifying tenors
  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for applicants engaged in agriculture and allied activities
  • By loan size: salaried and pensioner customers ₹1,000/₹2,000/₹3,000
  • non-salaried customers ₹1,500/₹2,500/₹4,000, plus
  • No prepayment charge
  • no foreclosure charge after two years
SBI NRI Loan Against DepositsState Bank of India
1.00 percentage point above the rate paid on the pledged time deposit, irrespective of loan amount
  • table publishes one-year as 8
Value awaiting review
  • Rupee facility: up to remaining deposit maturity
  • (B)-backed foreign-currency loan: 1, 2 or 3 years or remaining maturity, with a one-year minimum
Value awaiting review
Value awaiting review
  • or (B): not permitted
  • : permitted after outstanding principal and interest are settled first
SBI Super Bike LoanState Bank of India
12.55% to 14.55% p.a.
  • auto-loan table shows the 1-year reference at 8.70%
  • the listed scheme rates are fixed at disbursement and remain unchanged for the loan period.
₹1.5 lakh to ₹25 lakh
60 months
  • ₹3 lakh for salaried, pensioner, professional and business applicants
  • ₹4 lakh for agriculturists
2% of loan amount, maximum ₹10,000, plus
Value awaiting review

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.

← Compare all personal, home, vehicle & other loans