physical-card conversion attracts the applicable physical-card fees
↓
Value awaiting review
Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
Online e-commerce transactions only while virtual
on physical conversion, Visa Classic ₹25,000/e-commerce ₹50,000, Visa Platinum ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ₹50,000/e-commerce ₹1,00,000
BOI prepaid gift card accepted at all and e-commerce merchants across India
contactless transactions work at enabled merchants.
Each purchase is limited to the available balance on the card
cash withdrawal is not permitted.
Not applicable to the published product use case: the gift card is accepted at Indian /e-commerce merchants and the official page does not publish foreign-currency use or a forex markup.
Available through Bank of India branches in India
the reviewed official pages publish no state or territorial exclusion.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Value awaiting review
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Value awaiting review
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Value awaiting review
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Value awaiting review
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Value awaiting review
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Prepaid card in Indian rupees, reloadable and issued in association with Visa International for periodic payments.
₹150 (service tax included)
Value awaiting review
Visa
cash up to ₹40,000 per day
PoS/e-commerce up to available balance
PoS cash withdrawal ₹2,000 per transaction and ₹10,000 per month
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
India usage through , Visa-enabled merchant establishments and e-commerce
the page says all State Bank of India branches and does not publish overseas acceptance.
₹100 (service tax included) for the default magnetic-stripe card
₹105 + for an image-based card
Value awaiting review
Visa International
usable at Visa-enabled merchant establishments and e-commerce.
PoS and e-commerce purchases up to available balance
cash withdrawal unavailable
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
Visa-enabled merchant and e-commerce use
cash withdrawal is unavailable and the page does not publish overseas acceptance.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
MasterCard, Maestro or Visa acceptance logos are supported at the international described by
the page does not identify one exclusive network variant for the product.
cash up to ₹40,000
PoS and online purchases up to ₹75,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
International / overseas usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
RuPay condition published for the card's insurance and offer eligibility
Domestic cash: ₹100 minimum and up to ₹1,00,000 daily. International cash varies by country, capped at the foreign-currency equivalent of ₹1,00,000. Domestic PoS/online maximum is ₹5,00,000 daily
international PoS is capped at the equivalent of ₹1,00,000 per day and ₹1,50,000 per month, while international e-commerce is available only at select websites.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹10 in ₹10 multiples
maximum chip balance ₹2,000
overall balance up to ₹3,000 for or ₹10,000 for Small PPI
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
other reviewed catalogue entries do not publish a separate annual fee
HNI Emperio: RuPay programme
Empower Her: RuPay
qSPARC: RuPay
Business Platinum: Visa
Platinum: RuPay, Visa or Mastercard
HNI Emperio ₹2 lakh and ₹5 lakh /e-commerce daily
Empower Her ₹75,000 and ₹1.5 lakh /e-commerce daily
Platinum ₹75,000 , ₹1.5 lakh /e-commerce, contactless ₹5,000 per transaction and ₹15,000/day
Value awaiting review
India and network acceptance locations
qSPARC additionally supports Indian transit, toll and parking use
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.
Bank of Baroda EaseMyTrip Debit CardBank of Baroda
Baroda NCMC Prepaid CardBank of Baroda
bob World SapphireBank of Baroda
SBI State Bank Achiever CardState Bank of India
SBI State Bank eZ-Pay CardState Bank of India
SBI State Bank Foreign Travel CardState Bank of India
SBI State Bank Gift CardState Bank of India
SBI NRI Family CardState Bank of India
